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Our Loan Services

At Paisa Bato we make loans simple, clear, and stress-free.

At Paisa Bato we make loans simple, clear, and stress-free. Our goal is to help individuals and businesses find the right financial solutions without confusion or hidden complications.

We work with trusted banks and financial institutions to offer multiple loan options at competitive interest rates. Instead of running from one bank to another, you can compare, choose, and apply for the best loan — all in one place.

Why Choose Us?

Fast, Simple, and Affordable Loan Solutions Tailored for You

Lowest Rates, Guaranteed

Low-interest loans with flexible repayment terms tailored needs.

Transparent Fee Structures

Discover all loan fees upfront – no hidden costs, complete transparency.

Personalized Loan

Compare rates, terms, and benefits from multiple lenders instantly.

Our Loan Products

Choose from a wide range of loan products designed to meet your specific financial needs

Personal Loan
Popular Choice

Personal Loan

Get instant funds for weddings, vacations, medical emergencies, or debt consolidation. Quick approval with minimal documentation required.

Key Benefits:

  • Loan amount up to ₹25 Lakhs
  • Interest rates starting from 10.5% p.a.
  • Flexible tenure: 1 to 5 years
  • No collateral required

Eligibility:

Salaried individuals (21-58 years), minimum salary ₹20,000/month. Self-employed with 2+ years in business.

Apply Now
Business Loan

Business Loan

Fuel your business growth with working capital loans, equipment financing, and expansion funds. Customized solutions for startups, businesses.

Key Benefits:

  • Loan amount up to ₹2 Crores
  • Competitive interest rates
  • Quick disbursal within 72 hours
  • Minimal documentation

Eligibility:

Businesses operational for 2+ years, minimum annual turnover ₹10 Lakhs. MSMEs and startups welcome.

Apply Now
Home Loan

Home Loan

Buy, build, or renovate your dream home with affordable loans offering low interest rates and maximum funding for residential properties.

Key Benefits:

  • Up to 90% of property value
  • Interest rates from 8.5% p.a.
  • Tenure up to 30 years
  • Balance transfer facility available

Eligibility:

Indian residents (21-65 years), stable income source. Salaried or self-employed professionals.

Apply Now
Credit Card Loan

Credit Card Loan

Convert your credit card outstanding into easy EMIs or get a personal loan against your credit card limit. Flexible repayment options.

Key Benefits:

  • Up to 95% of credit limit
  • Interest rates from 12% p.a.
  • Instant disbursal to card
  • No prepayment charges

Eligibility:

Credit card holders with 6+ months history, good repayment record, and minimum credit limit of ₹50,000.

Apply Now

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